Car finance for everyday Kiwis
You could get pre-approved today
Check out our TVC
Getting ready...
* WARNING: This loan breakdown and repayment estimate is an example only, and not an offer of finance. It assumes a fixed annual interest rate of {{ Config.InterestRange.Min | json }}% and includes all standard fees. The actual interest rate may be higher on your loan, and rates range from {{ Config.InterestRange.Min | json }}% to {{ Config.InterestRange.Max | json }}% fixed p.a depending on your personal circumstances.
100% Finance Option
100% Finance Option
Choose to get on the road sooner with no deposit finance.
Fast Pre-approval
Get pre-approved to purchase your new vehicle fast (conditions apply).
Affordable Repayments
Affordable Repayments
We design your loan around repayments that fit your budget.
Better Customer Service
Better Customer Service
Our friendly team is here to help you throughout the whole process.
Be Employed
Be 18 Years Old
Have a Valid License
Pass Our Checks
You must also pass our employment checks along with other standard criteria here, and all of our responsible lending checks.

What people say

"It happens as quickly as they say - 1hr and plenty of communication ensure I know what's happening. Polite and friendly staff."
Clare Wade
"Urgently needed cash on the day. Couldn't get a loan anywhere else because of credit rating. Applied and got the money the same day!"
Trusted Customer
"Always had a great experience, from returning for loans to them being very flexible with my repayments."
Ngareta Taviliniu
"All problems and queries were sorted out in a timely fashion."
Rex Wilson
"Very prompt service. Awesome :) would definitely tell others."
Nikki Williams
Fast and quality service
"Fast and quality Service. No dodgy business."
Trusted customer
Great experience
"Excellent and quick service."
Deborah Pitout
Very helpful
"Very helpful, Moola staff went above and beyond to make my loan happen. Thanks so much:)"
Dean Straker
"Fantastic and very fast service, very happy."
Kurt Weber
Hassle free
"Couldn't off been easier excellent service answered all my questions."
Ross Swensson
Super service from a super team
"The team were very helpful and fast as always. I’m very grateful to everyone who’s helped me at Moola. They always give a top effort."
Ross Swensson